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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 39-6040276 | Recordkeeping Fees | $2,860 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,118 | $79,184-49.3% | $102,438-60.8% | $74,546-46.2% |
| Participation rate | 53.2% | 74.8%-21.6pp | 76.5%-23.3pp | 67.2%-14.0pp |
| Annual return | 12.44% | 54.95%-42.5pp | 29.37%-16.9pp | 1366.03%-1353.6pp |
| Employer contribution / active EE | $818 | $2,362-65.4% | $3,024-73.0% | $2,624-68.8% |
| Participant deferral / active EE | $3,535 | $4,414-19.9% | $5,054-30.1% | $4,347-18.7% |
| Admin fee / account holder | $53 | $2,001-97.4% | $9,448-99.4% | $1,944-97.3% |