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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,989 | $167,362-39.1% | $143,799-29.1% | $134,532-24.2% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -10.18% | 0.47%-10.7pp | -0.04%-10.1pp | 418.27%-428.4pp |
| Employer contribution / active EE | $2,056 | $5,620-63.4% | $4,952-58.5% | $4,741-56.6% |
| Participant deferral / active EE | $5,189 | $6,447-19.5% | $5,638-8.0% | $6,401-18.9% |
| Admin fee / account holder | $3,655 | $18,094-79.8% | $14,677-75.1% | $11,429-68.0% |