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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,986 | $124,346-3.5% | $111,308+7.8% | $167,536-28.4% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 12.70% | 37.45%-24.8pp | 54.67%-42.0pp | 478.82%-466.1pp |
| Employer contribution / active EE | $2,282 | $3,437-33.6% | $2,732-16.5% | $4,839-52.8% |
| Participant deferral / active EE | $10,567 | $5,182+103.9% | $4,487+135.5% | $6,342+66.6% |
| Admin fee / account holder | $677 | $10,621-93.6% | $7,965-91.5% | $12,315-94.5% |