See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
BATH SAVINGS TRUST COMPANY5 years Service code 64 105 FRONT STREET, P.O. BOX 548 · BATH, ME 04530 | Recordkeeping Fees | $25,667 |
Service code 28 41 CAMPUS DRIVE, SUITE 302 · NEW GLOUCESTER, ME 04260 | Investment Management | $14,482 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,418 | $70,879-51.4% | $189,557-81.8% | $79,386-56.6% |
| Participation rate | 64.8% | 68.0%-3.1pp | 78.4%-13.6pp | 70.7%-5.9pp |
| Annual return | 17.70% | 20.70%-3.0pp | 64.17%-46.5pp | 116.85%-99.2pp |
| Employer contribution / active EE | $1,371 | $1,806-24.1% | $4,412-68.9% | $2,427-43.5% |
| Participant deferral / active EE | $2,386 | $4,081-41.5% | $6,174-61.4% | $4,046-41.0% |
| Admin fee / account holder | $350 | $647-45.9% | $9,807-96.4% | $626-44.1% |