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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,959 | $88,754-97.8% | $81,820-97.6% | $145,877-98.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.38% | 1031.77%-1023.4pp | 777.93%-769.6pp | 551.28%-542.9pp |
| Employer contribution / active EE | $631 | $3,085-79.6% | $2,915-78.4% | $4,663-86.5% |
| Participant deferral / active EE | $782 | $4,648-83.2% | $4,323-81.9% | $6,691-88.3% |
| Admin fee / account holder | $743 | $8,424-91.2% | $7,391-89.9% | $13,402-94.5% |