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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,026 | $29,716+21.2% | $56,077-35.8% | $80,925-55.5% |
| Participation rate | 81.6% | 41.7%+39.9pp | 52.5%+29.1pp | 67.7%+13.9pp |
| Annual return | 8.71% | 35.30%-26.6pp | 1709.28%-1700.6pp | 35.65%-26.9pp |
| Employer contribution / active EE | $4,176 | $671+522.3% | $1,040+301.4% | $2,756+51.5% |
| Participant deferral / active EE | $2,332 | $1,228+89.8% | $1,954+19.3% | $4,299-45.8% |
| Admin fee / account holder | $2,528 | $2,432+3.9% | $2,825-10.5% | $6,940-63.6% |