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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,152 | $77,920+135.0% | $149,723+22.3% | $75,177+143.6% |
| Participation rate | 73.0% | 65.6%+7.4pp | 78.8%-5.8pp | 67.2%+5.8pp |
| Annual return | 16.75% | 31.72%-15.0pp | 134.50%-117.7pp | 160.75%-144.0pp |
| Employer contribution / active EE | $5,212 | $3,138+66.1% | $4,821+8.1% | $2,671+95.1% |
| Participant deferral / active EE | $3,406 | $3,411-0.2% | $5,682-40.1% | $4,126-17.5% |
| Admin fee / account holder | $15,336 | $5,951+157.7% | $13,215+16.1% | $5,651+171.4% |