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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,976 | $76,407+53.1% | $150,298-22.2% | $82,448+41.9% |
| Participation rate | 85.0% | 66.4%+18.6pp | 77.8%+7.2pp | 68.1%+16.9pp |
| Annual return | 17.02% | 39.99%-23.0pp | 62.79%-45.8pp | 41.64%-24.6pp |
| Employer contribution / active EE | $2,623 | $2,614+0.3% | $4,154-36.9% | $2,551+2.8% |
| Participant deferral / active EE | $3,754 | $3,214+16.8% | $5,453-31.1% | $4,139-9.3% |
| Admin fee / account holder | $4,778 | $6,352-24.8% | $14,116-66.2% | $7,234-34.0% |