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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,412 | $89,370-62.6% | $141,197-76.3% | $72,976-54.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 21.26% | 111.88%-90.6pp | 71.41%-50.1pp | 81.02%-59.8pp |
| Employer contribution / active EE | $2,321 | $3,115-25.5% | $4,736-51.0% | $2,440-4.9% |
| Participant deferral / active EE | $4,502 | $5,419-16.9% | $6,710-32.9% | $3,608+24.8% |
| Admin fee / account holder | $6,620 | $5,957+11.1% | $10,265-35.5% | $5,124+29.2% |