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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,870 | $106,524-43.8% | $152,301-60.7% | $87,485-31.6% |
| Participation rate | 92.0% | 75.8%+16.2pp | 82.4%+9.6pp | 68.9%+23.1pp |
| Annual return | 16.19% | 26.89%-10.7pp | 80.50%-64.3pp | 26.06%-9.9pp |
| Employer contribution / active EE | $2,567 | $3,371-23.9% | $4,624-44.5% | $2,596-1.1% |
| Participant deferral / active EE | $5,793 | $6,525-11.2% | $8,004-27.6% | $4,274+35.5% |
| Admin fee / account holder | $11,854 | $8,287+43.0% | $14,398-17.7% | $7,775+52.5% |