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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,661 | $160,028+88.5% | $147,080+105.1% | $145,884+106.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.23% | 98.60%-81.4pp | 420.17%-402.9pp | 551.85%-534.6pp |
| Employer contribution / active EE | $4,764 | $5,286-9.9% | $4,933-3.4% | $4,662+2.2% |
| Participant deferral / active EE | $9,981 | $8,422+18.5% | $8,066+23.7% | $6,690+49.2% |
| Admin fee / account holder | $2,901 | $15,030-80.7% | $12,989-77.7% | $13,392-78.3% |