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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,248 | $54,729-8.2% | $86,235-41.7% | $71,529-29.8% |
| Participation rate | 77.4% | 60.1%+17.3pp | 69.0%+8.4pp | 67.9%+9.5pp |
| Annual return | 27.74% | 20.07%+7.7pp | 1170.03%-1142.3pp | 28.97%-1.2pp |
| Employer contribution / active EE | $333 | $1,267-73.7% | $2,381-86.0% | $2,590-87.1% |
| Participant deferral / active EE | $2,114 | $3,110-32.0% | $3,987-47.0% | $4,291-50.7% |
| Admin fee / account holder | $10,568 | $1,921+450.0% | $6,856+54.2% | $1,588+565.3% |