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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,991 | $59,467-32.8% | $93,727-57.3% | $74,478-46.3% |
| Participation rate | 89.0% | 59.6%+29.4pp | 68.7%+20.3pp | 67.2%+21.8pp |
| Annual return | -13.80% | 82.14%-95.9pp | 133.83%-147.6pp | 1370.56%-1384.4pp |
| Employer contribution / active EE | $451 | $1,267-64.4% | $2,421-81.4% | $2,626-82.8% |
| Participant deferral / active EE | $2,332 | $3,052-23.6% | $4,417-47.2% | $4,350-46.4% |
| Admin fee / account holder | $621 | $3,028-79.5% | $8,292-92.5% | $1,946-68.1% |