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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,991 | $59,402-32.7% | $93,654-57.3% | $74,546-46.4% |
| Participation rate | 89.0% | 59.7%+29.3pp | 68.7%+20.3pp | 67.2%+21.8pp |
| Annual return | -13.80% | 81.86%-95.7pp | 133.34%-147.1pp | 1366.03%-1379.8pp |
| Employer contribution / active EE | $451 | $1,265-64.4% | $2,421-81.4% | $2,624-82.8% |
| Participant deferral / active EE | $2,332 | $3,049-23.5% | $4,413-47.2% | $4,347-46.4% |
| Admin fee / account holder | $621 | $3,023-79.4% | $8,282-92.5% | $1,944-68.0% |