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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,660 | $88,672-42.9% | $105,223-51.9% | $82,448-38.6% |
| Participation rate | 95.4% | 67.9%+27.5pp | 75.0%+20.4pp | 68.1%+27.3pp |
| Annual return | 15.81% | 30.86%-15.0pp | 180.65%-164.8pp | 41.64%-25.8pp |
| Employer contribution / active EE | $1,285 | $3,048-57.8% | $3,689-65.2% | $2,551-49.6% |
| Participant deferral / active EE | $4,094 | $4,036+1.4% | $5,072-19.3% | $4,139-1.1% |
| Admin fee / account holder | $31,286 | $7,146+337.8% | $8,859+253.2% | $7,234+332.5% |