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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO. Service code 15 · EIN 01-0233346 | Recordkeeping | $38,649 |
Filed as: WILSHIRE ASSOCIATES, INC. Service code 26 · EIN 95-2755361 | Advisory (Participants) | $2,373 |
SETAWAY LLC2 years Service code 50 · EIN 46-5055797 | Direct Payment | $1,360 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,442 | $71,873-43.7% | $86,698-53.4% | $68,490-41.0% |
| Participation rate | 86.8% | 72.2%+14.6pp | 76.6%+10.2pp | 67.9%+18.9pp |
| Annual return | 17.03% | 3.54%+13.5pp | 35.96%-18.9pp | -7.85%+24.9pp |
| Employer contribution / active EE | $1,849 | $2,173-14.9% | $2,837-34.8% | $2,597-28.8% |
| Participant deferral / active EE | $3,826 | $3,779+1.2% | $4,656-17.8% | $4,028-5.0% |
| Admin fee / account holder | $326 | $6,110-94.7% | $7,492-95.6% | $5,403-94.0% |