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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,635 | $77,814+187.4% | $158,223+41.3% | $86,983+157.1% |
| Participation rate | 92.6% | 68.4%+24.2pp | 79.2%+13.4pp | 69.5%+23.1pp |
| Annual return | 16.69% | 30.54%-13.9pp | 52.09%-35.4pp | 25.83%-9.1pp |
| Employer contribution / active EE | $8,686 | $2,592+235.1% | $4,109+111.4% | $2,584+236.1% |
| Participant deferral / active EE | $6,858 | $3,270+109.7% | $5,467+25.4% | $4,194+63.5% |
| Admin fee / account holder | $2,502 | $5,879-57.4% | $16,047-84.4% | $7,856-68.2% |