See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2 years Filed as: AMERICAN FUNDS RKD Service code 21 · EIN 95-6817943 P.O. BOX 6040 · INDIANAPOLIS, IN 462066040 | Bank Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,486 | $58,879-44.8% | $178,490-81.8% | $73,488-55.8% |
| Participation rate | 23.4% | 66.2%-42.9pp | 81.9%-58.6pp | 70.7%-47.3pp |
| Annual return | 20.16% | 24.86%-4.7pp | 151.07%-130.9pp | 28.51%-8.4pp |
| Employer contribution / active EE | $0 | $2,236-100.0% | $5,011-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $507 | $2,567-80.3% | $5,202-90.3% | $3,740-86.5% |
| Admin fee / account holder | $31 | $400-92.3% | $13,984-99.8% | $513-94.0% |