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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,350 | $110,337+114.2% | $102,383+130.8% | $145,877+62.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 21.74% | 24.83%-3.1pp | 24.94%-3.2pp | 551.28%-529.5pp |
| Employer contribution / active EE | $2,419 | $4,216-42.6% | $3,870-37.5% | $4,663-48.1% |
| Participant deferral / active EE | $17,152 | $5,621+205.2% | $5,060+239.0% | $6,691+156.4% |
| Admin fee / account holder | $8,792 | $9,750-9.8% | $8,391+4.8% | $13,402-34.4% |