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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,954 | $81,476-25.2% | $102,383-40.5% | $80,925-24.7% |
| Participation rate | 93.2% | 66.8%+26.3pp | 74.5%+18.7pp | 67.7%+25.5pp |
| Annual return | 4.68% | 25.59%-20.9pp | 24.94%-20.3pp | 35.65%-31.0pp |
| Employer contribution / active EE | $4,234 | $3,105+36.4% | $3,870+9.4% | $2,756+53.6% |
| Participant deferral / active EE | $950 | $3,871-75.4% | $5,060-81.2% | $4,299-77.9% |
| Admin fee / account holder | $930 | $6,717-86.2% | $8,391-88.9% | $6,940-86.6% |