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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,071 | $105,284-31.5% | $150,734-52.2% | $94,015-23.3% |
| Participation rate | 95.7% | 71.7%+24.0pp | 78.4%+17.3pp | 70.8%+24.9pp |
| Annual return | 18.27% | 15.67%+2.6pp | 600.81%-582.5pp | 17.84%+0.4pp |
| Employer contribution / active EE | $3,512 | $3,599-2.4% | $4,918-28.6% | $2,790+25.9% |
| Participant deferral / active EE | $2,939 | $4,274-31.2% | $5,610-47.6% | $4,249-30.8% |
| Admin fee / account holder | $324 | $9,839-96.7% | $14,905-97.8% | $8,951-96.4% |