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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,406 | $59,819-5.7% | $79,583-29.1% | $68,490-17.6% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.5%+30.5pp | 67.9%+32.1pp |
| Annual return | -21.47% | -12.30%-9.2pp | 0.16%-21.6pp | -7.85%-13.6pp |
| Employer contribution / active EE | $1,424 | $1,505-5.4% | $2,414-41.0% | $2,597-45.1% |
| Participant deferral / active EE | $2,886 | $3,025-4.6% | $3,986-27.6% | $4,028-28.3% |
| Admin fee / account holder | $3,557 | $4,835-26.4% | $6,835-48.0% | $5,403-34.2% |