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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,203 | $57,330-22.9% | $86,656-49.0% | $75,177-41.2% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 11.81% | 2675.40%-2663.6pp | 593.09%-581.3pp | 160.75%-148.9pp |
| Employer contribution / active EE | $1,891 | $2,316-18.3% | $3,025-37.5% | $2,671-29.2% |
| Participant deferral / active EE | $3,039 | $3,320-8.5% | $4,439-31.5% | $4,126-26.4% |
| Admin fee / account holder | $13,675 | $4,115+232.3% | $5,619+143.4% | $5,651+142.0% |