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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,980 | $52,678-12.7% | $75,784-39.3% | $59,633-22.9% |
| Participation rate | 81.8% | 67.2%+14.6pp | 75.8%+6.0pp | 68.7%+13.1pp |
| Annual return | -1.35% | 2.95%-4.3pp | 9.68%-11.0pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $2,688 | $2,193+22.5% | $3,323-19.1% | $2,203+22.0% |
| Participant deferral / active EE | $2,933 | $2,591+13.2% | $3,652-19.7% | $3,192-8.1% |
| Admin fee / account holder | $1,028 | $3,610-71.5% | $5,300-80.6% | $4,297-76.1% |