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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,448 | $165,939-82.9% | $122,354-76.7% | $147,586-80.7% |
| Participation rate | 42.9% | 79.6%-36.7pp | 71.6%-28.8pp | 82.8%-40.0pp |
| Annual return | 76.98% | 34.56%+42.4pp | 30.28%+46.7pp | 578.59%-501.6pp |
| Employer contribution / active EE | $1,012 | $5,754-82.4% | $4,051-75.0% | $4,876-79.2% |
| Participant deferral / active EE | $1,908 | $4,005-52.4% | $3,287-42.0% | $5,439-64.9% |
| Admin fee / account holder | $1,696 | $7,425-77.2% | $5,479-69.0% | $10,886-84.4% |