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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $922,717 | $138,114+568.1% | $125,391+635.9% | $134,545+585.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -12.17% | 750.88%-763.1pp | 572.41%-584.6pp | 418.37%-430.5pp |
| Employer contribution / active EE | $40 | $5,246-99.2% | $4,816-99.2% | $4,742-99.2% |
| Participant deferral / active EE | $12,493 | $7,801+60.1% | $7,448+67.7% | $6,401+95.2% |
| Admin fee / account holder | $14,649 | $11,570+26.6% | $10,009+46.4% | $11,431+28.2% |