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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,994 | $83,337-55.6% | $67,834-45.5% | $273,972-86.5% |
| Participation rate | 85.7% | 76.4%+9.3pp | 68.8%+16.9pp | 83.0%+2.7pp |
| Annual return | 7.67% | 259.45%-251.8pp | 138.47%-130.8pp | 41.46%-33.8pp |
| Employer contribution / active EE | $6,215 | $3,287+89.1% | $2,403+158.6% | $4,869+27.6% |
| Participant deferral / active EE | $4,232 | $4,088+3.5% | $3,160+33.9% | $5,287-20.0% |
| Admin fee / account holder | $3,545 | $6,752-47.5% | $4,622-23.3% | $10,133-65.0% |