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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,713 | $91,198-72.9% | $178,503-86.2% | $79,856-69.1% |
| Participation rate | 31.2% | 69.2%-38.0pp | 81.9%-50.8pp | 69.6%-38.5pp |
| Annual return | 18.41% | 24.20%-5.8pp | 151.12%-132.7pp | 31.71%-13.3pp |
| Employer contribution / active EE | $528 | $3,257-83.8% | $5,011-89.5% | $2,471-78.6% |
| Participant deferral / active EE | $1,095 | $3,237-66.2% | $5,202-78.9% | $3,741-70.7% |
| Admin fee / account holder | $302 | $6,748-95.5% | $13,987-97.8% | $5,306-94.3% |