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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,192 | $78,707+7.0% | $117,861-28.6% | $70,126+20.1% |
| Participation rate | 96.2% | 73.2%+23.0pp | 79.7%+16.5pp | 69.5%+26.6pp |
| Annual return | 19.97% | 23.30%-3.3pp | 335.11%-315.1pp | 73.15%-53.2pp |
| Employer contribution / active EE | $3,574 | $2,223+60.7% | $3,786-5.6% | $2,343+52.6% |
| Participant deferral / active EE | $3,849 | $3,297+16.7% | $4,482-14.1% | $3,332+15.5% |
| Admin fee / account holder | $3,514 | $5,066-30.6% | $8,021-56.2% | $4,645-24.4% |