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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,577 | $183,592-96.4% | $155,574-95.8% | $145,877-95.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.69% | 61.37%-52.7pp | 64.87%-56.2pp | 551.28%-542.6pp |
| Employer contribution / active EE | $13,928 | $5,317+162.0% | $4,676+197.9% | $4,663+198.7% |
| Participant deferral / active EE | $31,581 | $6,466+388.4% | $5,629+461.0% | $6,691+372.0% |
| Admin fee / account holder | $1,255,797 | $19,316+6401.4% | $15,914+7791.0% | $13,402+9270.1% |