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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,577 | $183,539-96.4% | $155,556-95.8% | $145,897-95.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.69% | 61.31%-52.6pp | 64.84%-56.2pp | 552.29%-543.6pp |
| Employer contribution / active EE | $13,928 | $5,315+162.0% | $4,675+197.9% | $4,663+198.7% |
| Participant deferral / active EE | $31,581 | $6,467+388.3% | $5,631+460.9% | $6,689+372.1% |
| Admin fee / account holder | $1,255,797 | $19,275+6415.3% | $15,885+7805.6% | $13,390+9278.4% |