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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,190 | $126,661-57.2% | $113,397-52.2% | $138,895-61.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 16.89% | 25.05%-8.2pp | 23.20%-6.3pp | 145.39%-128.5pp |
| Employer contribution / active EE | $5,028 | $3,456+45.5% | $2,977+68.9% | $4,194+19.9% |
| Participant deferral / active EE | $7,069 | $5,693+24.2% | $5,076+39.3% | $6,396+10.5% |
| Admin fee / account holder | $8,754 | $14,549-39.8% | $11,957-26.8% | $12,562-30.3% |