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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,285 | $49,471+280.6% | $79,583+136.6% | $66,949+181.2% |
| Participation rate | 100.0% | 61.4%+38.6pp | 69.5%+30.5pp | 69.8%+30.2pp |
| Annual return | 204323.65% | 84.30%+204239.3pp | 0.16%+204323.5pp | 1.57%+204322.1pp |
| Employer contribution / active EE | $1,322 | $1,266+4.4% | $2,414-45.2% | $2,545-48.0% |
| Participant deferral / active EE | $2,261 | $3,160-28.4% | $3,986-43.3% | $4,239-46.7% |
| Admin fee / account holder | $1,054 | $595+77.1% | $6,835-84.6% | $594+77.5% |