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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,230 | $58,493-74.0% | $84,021-81.9% | $72,975-79.1% |
| Participation rate | 92.7% | 61.2%+31.5pp | 69.0%+23.7pp | 69.5%+23.2pp |
| Annual return | 22.79% | 28.93%-6.1pp | 71.32%-48.5pp | 81.01%-58.2pp |
| Employer contribution / active EE | $2,476 | $1,163+112.9% | $1,984+24.8% | $2,440+1.5% |
| Participant deferral / active EE | $3,915 | $2,394+63.6% | $3,239+20.9% | $3,608+8.5% |
| Admin fee / account holder | $453 | $4,569-90.1% | $6,102-92.6% | $5,124-91.2% |