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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,500 | $156,616-21.8% | $133,346-8.1% | $198,609-38.3% |
| Participation rate | 50.0% | 77.7%-27.7pp | 72.8%-22.8pp | 82.4%-32.4pp |
| Annual return | 17.23% | 44.25%-27.0pp | 36.85%-19.6pp | 202.70%-185.5pp |
| Employer contribution / active EE | $1,108 | $3,368-67.1% | $2,853-61.2% | $5,055-78.1% |
| Participant deferral / active EE | $4,820 | $4,920-2.0% | $4,332+11.3% | $6,977-30.9% |
| Admin fee / account holder | $537 | $17,468-96.9% | $14,264-96.2% | $19,030-97.2% |