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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,363 | $84,551-52.3% | $61,452-34.3% | $134,532-70.0% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -22.03% | 585.39%-607.4pp | 338.96%-361.0pp | 418.27%-440.3pp |
| Employer contribution / active EE | $3,278 | $1,545+112.2% | $1,160+182.7% | $4,741-30.9% |
| Participant deferral / active EE | $3,072 | $2,818+9.0% | $2,125+44.6% | $6,401-52.0% |
| Admin fee / account holder | $594 | $2,587-77.1% | $2,131-72.1% | $11,429-94.8% |