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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,004 | $67,823-2.7% | $52,425+25.9% | $137,256-51.9% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 10.39% | 219.11%-208.7pp | 302.12%-291.7pp | 220.34%-209.9pp |
| Employer contribution / active EE | $2,808 | $1,163+141.4% | $914+207.1% | $4,156-32.4% |
| Participant deferral / active EE | $2,911 | $2,288+27.2% | $1,790+62.6% | $6,407-54.6% |
| Admin fee / account holder | $856 | $2,844-69.9% | $2,495-65.7% | $12,270-93.0% |