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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,457 | $93,617+266.9% | $135,982+152.6% | $75,177+356.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 15.17% | 30.89%-15.7pp | 68.32%-53.2pp | 160.75%-145.6pp |
| Employer contribution / active EE | $3,232 | $3,538-8.7% | $4,859-33.5% | $2,671+21.0% |
| Participant deferral / active EE | $6,562 | $6,406+2.4% | $7,760-15.4% | $4,126+59.0% |
| Admin fee / account holder | $6,971 | $6,980-0.1% | $10,767-35.3% | $5,651+23.4% |