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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,873 | $111,878+55.4% | $93,727+85.5% | $145,897+19.2% |
| Participation rate | 86.7% | 74.2%+12.5pp | 68.7%+18.0pp | 80.3%+6.4pp |
| Annual return | 7.59% | 204.28%-196.7pp | 133.83%-126.2pp | 552.29%-544.7pp |
| Employer contribution / active EE | $9,507 | $3,092+207.5% | $2,421+292.6% | $4,663+103.9% |
| Participant deferral / active EE | $5,924 | $4,920+20.4% | $4,417+34.1% | $6,689-11.4% |
| Admin fee / account holder | $410 | $10,256-96.0% | $8,292-95.1% | $13,390-96.9% |