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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,751 | $68,878+5.6% | $120,574-39.7% | $80,935-10.1% |
| Participation rate | 70.0% | 61.7%+8.3pp | 71.9%-1.9pp | 67.7%+2.3pp |
| Annual return | 7.17% | 23.67%-16.5pp | 107.42%-100.3pp | 35.66%-28.5pp |
| Employer contribution / active EE | $1,046 | $2,065-49.4% | $3,471-69.9% | $2,757-62.1% |
| Participant deferral / active EE | $1,656 | $3,189-48.1% | $4,996-66.9% | $4,299-61.5% |
| Admin fee / account holder | $8,978 | $5,782+55.3% | $9,445-4.9% | $6,924+29.7% |