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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,323 | $91,198+46.2% | $178,503-25.3% | $79,856+67.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 9.32% | 24.20%-14.9pp | 151.12%-141.8pp | 31.71%-22.4pp |
| Employer contribution / active EE | $3,426 | $3,257+5.2% | $5,011-31.6% | $2,471+38.6% |
| Participant deferral / active EE | $4,959 | $3,237+53.2% | $5,202-4.7% | $3,741+32.6% |
| Admin fee / account holder | $25,122 | $6,748+272.3% | $13,987+79.6% | $5,306+373.4% |