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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,947 | $199,109+4.4% | $173,730+19.7% | $154,746+34.4% |
| Participation rate | 91.3% | 82.8%+8.5pp | 79.6%+11.7pp | 80.7%+10.6pp |
| Annual return | 13.07% | 20.02%-6.9pp | 19.96%-6.9pp | 172.34%-159.3pp |
| Employer contribution / active EE | $1,622 | $5,311-69.5% | $4,577-64.6% | $4,379-63.0% |
| Participant deferral / active EE | $5,961 | $7,113-16.2% | $6,326-5.8% | $6,730-11.4% |
| Admin fee / account holder | $3,174 | $20,916-84.8% | $17,523-81.9% | $14,365-77.9% |