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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,947 | $178,174+16.7% | $156,181+33.1% | $137,256+51.5% |
| Participation rate | 91.3% | 82.0%+9.3pp | 78.8%+12.5pp | 80.0%+11.3pp |
| Annual return | 13.07% | 84.19%-71.1pp | 64.87%-51.8pp | 220.34%-207.3pp |
| Employer contribution / active EE | $1,622 | $4,972-67.4% | $4,294-62.2% | $4,156-61.0% |
| Participant deferral / active EE | $5,961 | $6,888-13.5% | $6,132-2.8% | $6,407-7.0% |
| Admin fee / account holder | $3,174 | $17,404-81.8% | $14,586-78.2% | $12,270-74.1% |