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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,947 | $254,759-18.4% | $216,567-4.0% | $198,609+4.7% |
| Participation rate | 91.3% | 84.5%+6.8pp | 81.6%+9.7pp | 82.4%+8.9pp |
| Annual return | 13.07% | 10.04%+3.0pp | 12.94%+0.1pp | 202.70%-189.6pp |
| Employer contribution / active EE | $1,622 | $6,096-73.4% | $5,216-68.9% | $5,055-67.9% |
| Participant deferral / active EE | $5,961 | $6,948-14.2% | $6,191-3.7% | $6,977-14.6% |
| Admin fee / account holder | $3,174 | $26,311-87.9% | $21,981-85.6% | $19,030-83.3% |