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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,650 | $185,312+68.7% | $161,489+93.6% | $154,746+102.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 19.66% | 103.84%-84.2pp | 89.72%-70.1pp | 172.34%-152.7pp |
| Employer contribution / active EE | $10,912 | $4,769+128.8% | $4,268+155.6% | $4,379+149.2% |
| Participant deferral / active EE | $5,587 | $6,350-12.0% | $5,630-0.8% | $6,730-17.0% |
| Admin fee / account holder | $456 | $18,654-97.6% | $16,006-97.1% | $14,365-96.8% |