Filed February 5, 2018
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 8-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP3+ years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Cl... | $13,583 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,750 | $52,293-73.7% | $178,490-92.3% | $73,409-81.3% |
| Participation rate | 37.8% | 65.3%-27.6pp | 81.9%-44.1pp | 72.2%-34.4pp |
| Annual return | 4.01% | 34.75%-30.7pp | 151.07%-147.1pp | 59.29%-55.3pp |
| Employer contribution / active EE | $518 | $1,735-70.2% | $5,011-89.7% | $2,234-76.8% |
| Participant deferral / active EE | $1,055 | $2,332-54.8% | $5,202-79.7% | $3,805-72.3% |
| Admin fee / account holder | $79 | $127-38.0% | $13,984-99.4% | $158-50.0% |