Filed August 5, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CMFG LIFE INSURANCE COMPANY7+ years Service code 15 · EIN 39-0230590 | Recordkeeping | $75,465 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,109 | $121,341+23.7% | $189,513-20.8% | $79,386+89.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 87.8%+12.2pp | 70.7%+29.3pp |
| Annual return | 14.35% | 21.08%-6.7pp | 555.15%-540.8pp | 116.85%-102.5pp |
| Employer contribution / active EE | $2,220 | $3,915-43.3% | $6,162-64.0% | $2,427-8.6% |
| Participant deferral / active EE | $8,143 | $6,395+27.3% | $8,221-0.9% | $4,046+101.3% |
| Admin fee / account holder | $347 | $651-46.7% | $12,045-97.1% | $626-44.6% |