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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,053 | $103,038-46.6% | $90,324-39.0% | $152,909-64.0% |
| Participation rate | 95.0% | 75.9%+19.1pp | 73.3%+21.7pp | 82.5%+12.5pp |
| Annual return | 0.52% | 95.25%-94.7pp | 78.15%-77.6pp | 345.46%-344.9pp |
| Employer contribution / active EE | $2,776 | $3,141-11.6% | $2,856-2.8% | $4,764-41.7% |
| Participant deferral / active EE | $1,719 | $4,282-59.9% | $3,885-55.8% | $5,851-70.6% |
| Admin fee / account holder | $865 | $6,177-86.0% | $5,356-83.9% | $11,601-92.5% |