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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,932 | $157,829-55.1% | $136,867-48.2% | $198,609-64.3% |
| Participation rate | 85.7% | 77.2%+8.5pp | 74.5%+11.2pp | 82.4%+3.3pp |
| Annual return | 15.74% | 51.25%-35.5pp | 42.97%-27.2pp | 202.70%-187.0pp |
| Employer contribution / active EE | $3,243 | $3,923-17.3% | $3,547-8.6% | $5,055-35.9% |
| Participant deferral / active EE | $1,690 | $5,463-69.1% | $4,924-65.7% | $6,977-75.8% |
| Admin fee / account holder | $1,255 | $11,107-88.7% | $10,340-87.9% | $19,030-93.4% |