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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,898 | $223,823-76.8% | $211,142-75.4% | $154,746-66.5% |
| Participation rate | 50.0% | 87.9%-37.9pp | 87.3%-37.3pp | 80.7%-30.7pp |
| Annual return | 12.04% | 50.39%-38.4pp | 46.84%-34.8pp | 172.34%-160.3pp |
| Employer contribution / active EE | $6,499 | $6,787-4.2% | $6,442+0.9% | $4,379+48.4% |
| Participant deferral / active EE | $8,058 | $9,750-17.4% | $9,284-13.2% | $6,730+19.7% |
| Admin fee / account holder | $77,754 | $19,707+294.5% | $19,076+307.6% | $14,365+441.3% |