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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,898 | $209,336-75.2% | $197,124-73.7% | $137,256-62.2% |
| Participation rate | 50.0% | 87.3%-37.3pp | 86.7%-36.7pp | 80.0%-30.0pp |
| Annual return | 12.04% | 48.09%-36.0pp | 44.34%-32.3pp | 220.34%-208.3pp |
| Employer contribution / active EE | $6,499 | $6,591-1.4% | $6,227+4.4% | $4,156+56.4% |
| Participant deferral / active EE | $8,058 | $9,614-16.2% | $9,135-11.8% | $6,407+25.8% |
| Admin fee / account holder | $77,754 | $17,308+349.2% | $16,298+377.1% | $12,270+533.7% |