Retirement plan

SOUTHWEST AIRLINES CO. PROFITSHARING PLAN

SOUTHWEST AIRLINES CO.EIN 74-1563240Plan #001PY 2021
2702 LOVE FIELD DRIVE, HDQ-6TX - DALLAS, TX 75235214-792-4000southwest.comLinkedIn10001+ employeesairlines/aviation
Prospect flagsLow returns

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
(name not on filing)
(214) 792-4000
Plan administrator entity
SOUTHWEST AIRLINES CO. PS 401(K)COMMITTEE
EIN 751544136
P.O. BOX 36611 · DALLAS, TX 752351908

Summary metrics

Total assets (EOY)
$6676.9M
-10.8% from 2016
Total participants
67,904
-4.8% from 2016
Average account balance
$112,895
-8.8% from 2016
Annual return
10.58%
-8.37 pp from 2016

Benchmarks

Peer group
Industry48 - Transportation and Warehousing
Plan typeDefined contribution
Participants>=10,000
Cohort46 peers
Snapshot2021
Participant deferral / active EE
$0
median $3,236
Employer contribution / active EE
$2,855
median $1,076
Participation rate
85.5%
median 65.6%
Avg account balance
$112,895
median $75,978
Admin fee / account holder
$5
median $69
Annual return
10.58%
median 14.51%
Overall peer rank
60th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$0
Average account balance
Total assets / participants with a balance (line 6g)
$84K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
69,165
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
77.4%
Contributions (total)
Employer and participant dollars contributed each year
$84.29M
Contributions per participant
Average employer and participant contribution per enrolled participant
$1K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
-96.55%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 6 by compensation
ProviderService typeCompensation
Service code 27
1 LINCOLN ST · BOSTON, MA 02111
Advisory (Plan)
$156,250
NEPC, LLC7+ years
Service code 27 · EIN 26-1429809
Advisory (Plan)
$68,750
Service code 10 · EIN 43-1947695
Accounting
$35,475
Service code 16
3071 PERAL RD · MEDINA, OH 44256
Consulting
$19,725
Service code 33 · EIN 94-1737782
Securities brokerage
$10,539
Service code 10 · EIN 20-1876798
Accounting
$7,800

Top hat statement on fileNQDC

Filed January 13, 2015 (most recent of 3 filings on file)

Plans declared (1)

  • Southwest Airlines Co. Deferred Compensation Plan for Senior Leadership and Non-Employee Members.. .7 emp

Plan features & details

Pension benefit codes2E2F2G2R2T3H
Plan features
  • 2E
    Profit-sharing
    Profit-sharing plan.
  • 2F
    ERISA section 404(c) plan
    This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
  • 2G
    Total participant-directed account plan
    Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • 2R
    Participant-directed brokerage accounts
    Participant-directed brokerage accounts provided as an investment option under the plan.
  • 2T
    Default investment account
    Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped
  • OpportunityLow returns

    Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II
Admin total
$290K
$5 / participant
  • Investment mgmt$164K56.4%
  • Other / not subdivided$126K43.6%
% of EOY assets
0.004%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm
MAYER HOFFMAN MCCANN PC
Auditor EIN
431947695
Audit fees
(not subdivided)
Opinion code
Unqualified