Retirement plan
DELTA FAMILY-CARE SAVING PLAN
DELTA AIR LINES, INC.EIN 58-0218548Plan #021PY 2018
1030 DELTA BOULEVARD, DEPARTMENT 216 - ATLANTA, GA 30354404-715-2600deltaairlines.sharepoint.com/sites/deltanetLinkedIn51-200 employeeslogistics and supply chain
Prospect flagsLow assets / participantFailed to transmit contributionsFailed to provide benefit
Filing contacts
From the Form 5500, federal recordPlan administrator entity
ADMINISTRATIVE COMMITTEE OF DELTA AIR LINES, INC.
EIN 581282408
1030 DELTA BOULEVARD,DEPARTMENT 216 · ATLANTA, GA 30354
Summary metrics
Total assets (EOY)
$28.6M
-44.0% from 2018
Total participants
8,911
+7.8% from 2018
Average account balance
$3,226
-48.1% from 2018
Annual return
-4.70%
+4.70 pp from 2018
Benchmarks
Peer group
Industry48 - Transportation and Warehousing
Plan typeDefined contribution
Participants5,000-9,999
Cohort42 peers
Snapshot2018
24
Participant deferral / active EE
$1,103
median $2,424
32
Employer contribution / active EE
$757
median $1,159
90
Participation rate
99.5%
median 76.1%
0
Avg account balance
$3,226
median $36,470
80
Admin fee / account holder
$30
median $76
44
Annual return
-4.70%
median -4.57%
Overall peer rank
45of 100
45th percentileavg across 6 metrics
Analytics
2017 - 2024
Total assets (EOY)
Plan-year ending balance
$42.53M
Average account balance
Total assets / participants with a balance (line 6g)
$7K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
5,934
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
99.6%
Contributions (total)
Employer and participant dollars contributed each year
$3.56M
Contributions per participant
Average employer and participant contribution per enrolled participant
$2K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+12.60%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$30
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
- Mutual / pooled
- Stocks
- Bonds
- Cash
- Real estate
- Loans
Service providers
Top 2 by compensation
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $269,981 |
FRAZIER & DEETER, LLC1 year Service code 10 · EIN 58-1433845 | Accounting | $5,000 |
Top hat statement on fileNQDC
Filed November 26, 2025 (most recent of 4 filings on file)
Plan administrator
Plans declared (1)
- Delta Air Lines, Inc. Nonqualified Deferred Compensation Plan for Pilots740 emp
Plan features & details
Pension benefit codes2E2F2G2J2K2R2S2T3F3H
Plan features
- 2EProfit-sharingProfit-sharing plan.
- 2FERISA section 404(c) planThis plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
- 2GTotal participant-directed account planParticipants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
- 2JCode section 401(k) featureCash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
- 2KCode section 401(m) arrangementEmployee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
- 2RParticipant-directed brokerage accountsParticipant-directed brokerage accounts provided as an investment option under the plan.
- 2SAutomatic enrollmentPlan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
- 2TDefault investment accountTotal or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
- 3FLeased employeesPlan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
- 3HControlled group memberPlan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).
Opportunity flags
3 tripped
- OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
- ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
- ComplianceFailed to provide benefit
Form 5500 reported that benefits due were not provided when due.
Expense breakdown
Schedule H Part II
Admin total
$271K
$35 / participant
- Investment mgmt$273K100.9%
% of EOY assets
0.945%
all-in expense ratio
Categories reported
1 / 9
subdivided buckets used
Audit opinion
Schedule H Part III
Disclaimer opinion
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
- Auditor firm
- FRAZIER & DEETER, LLC
- Auditor EIN
- 581433845
- Audit fees
- (not subdivided)
- Opinion code
- Disclaimer